(Click on question for answer or scroll down to view all questions and answers).

What is a JustFastCash loan?

Do you offer payday loans in my state?

How much can I get advanced until my next payday?

How much does it cost?

I don't have a checking account. Can I use a savings account instead?

What are the minimum requirements* for approval?

How do I get the money and how do I pay?

What are my repayment options?

What is the status of my loan request?

What if I have no credit history or a bad credit bureau file?

Do you require collateral?

What is a JustFastCash loan?
Also referred to as a cash advance, payday loan, payday advance, quick cash loan, paycheck advance, paycheck loan, personal loan, or unsecured loan; it is a short term loan (generally due on or near your next payday, with other payment options available) that ranges from $100 to $1,000.
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Do you offer loans in my state?
We accept applications from all 50 U.S. states.
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How much can I get advanced until my next payday?
Many factors are considered to calculate the amount of your cash advance, and the information you enter into the online application is used to calculate that amount. Simply complete the online application to see how much you may qualify for. Our loans range from $100 to $1,000. There is never an application fee, and completing the online application does NOT obligate you to accept the loan.
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How much does it cost?
Cash advance loans are designed for emergency situations when you are short of cash and need money fast! Family emergencies, unexpected car repairs, overdrafts, telephone reconnection, tax obligations, and medical bills are some of the urgent cash needs our customers have experienced. Your fees are usually less than the cost of not having the cash you need when you need it - overdraft fees, bounced check charges, even losing your job because you can't get to work. Actual fees are determined based on the information you provide when you submit your loan application and your lender provides full disclosure prior to you accepting the cash advance loan. There is never an application fee.
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What are the minimum requirements* for approval? Please visit our Requirements page.
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How do I get the money and how do I pay?
If you are approved after submitting your application, and you agree to the loan terms, the loan proceeds are deposited directly into your checking account or savings account (funds are usually available the next business day). Payments are deducted from your account as well.
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What are my repayment options?
Your lender will provide to you all payment options, including refinance (loan extension), pay-down and pay-off options. Each lender has its own policies that may differ from lender to lender. Non-payment of credit could result in collection activities.
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What is the status of my loan request?
Please contact your lender directly. Your lender does not share your personal details or loan information with us.
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I don't have a checking account. Can I use a savings account instead?
Either a checking account or a savings account is acceptable.
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What if I have no credit history or a bad credit bureau file?
No problem. We do not check your credit history with any of the 3 major credit reporting bureaus.
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Do you require collateral?
No collateral is required.
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